Garnishment Intake | Steven C. Fraser, P.A.

Head of Family Wage Exemption

Florida's strongest wage garnishment defense is the Head of Family exemption (Florida Statute §222.11). If you provide more than half the support for a child or other dependent, your wages generally cannot be garnished. Answer every question below carefully.

Do you have any children or other dependents you financially support?

Yes No Not sure

If yes, list each dependent: their name, their relationship to you, their age, and whether they live with you

For each dependent listed, do you provide MORE THAN HALF of their total financial support?

Yes No Not sure

If yes, briefly describe your contributions (rent, food, childcare, school, medical, etc.)

What are your net (take-home) earnings per WEEK after all taxes and deductions?

Have you ever signed a WRITTEN AGREEMENT allowing your wages to be garnished?

For example, a clause in a loan application, credit card agreement, or bank account contract.

Yes No Not sure

Your Household

If you are married, Florida law also looks at your spouse's income when deciding whether you qualify as head of family, and your spouse will usually need to sign their own short affidavit along with yours. These questions help us prepare both.

If married, your spouse's full name

Is your spouse employed or earning income right now?

Yes No Not sure

Your spouse's approximate net (take-home) income, and whether that is per week or per month

Does your spouse contribute to the household bills (rent, food, utilities, and so on)?

Yes No Not sure

Is your spouse's paycheck or bank account ALSO being garnished?

Yes No Not sure

Other Possible Exemptions

Even if you do not qualify as head of family, certain types of income or funds are completely protected from garnishment under Florida and federal law. Check ALL boxes that describe income or funds you currently receive or that are deposited into the account being garnished.

If you checked any box above, are those funds deposited into the bank or credit union account named in the garnishment?

Yes No Not sure

If yes, please describe which funds and the approximate amounts deposited each month

Your Employment and the Garnished Account

Is the bank, credit union, or company named in the garnishment papers your employer (the company that pays your wages)?

Yes No Not sure

If it is NOT your employer, do you have a bank or credit union account there into which your wages are directly deposited?

Yes No Not sure

Your current employer's name

Employer's address

Employer's city / state / ZIP

Employer's phone (optional)

How often are you paid?

Weekly Bi-weekly (every 2 weeks) Semi-monthly (twice a month) Monthly

The Underlying Judgment

The garnishment is based on a court judgment against you. Please answer the following questions about that judgment.

Do you recall being served with the lawsuit that led to this judgment?

Yes No Not sure

What was the original debt for? (check all that apply)

Credit card Personal loan / installment loan Medical / hospital bill Auto loan Utility or phone bill Other / Unknown

Original creditor name (if known)

Did you appear in court or file any response to the lawsuit before judgment was entered?

Yes No Not sure

Do you believe the judgment amount is wrong, or that you have already paid part or all of this debt?

Yes No Not sure

If yes, please explain

Your Best Contact Information

Full legal name

Current mailing address

City / State / ZIP

Best phone number

Email address

Best time to reach you

Morning (8am–12pm) Afternoon (12pm–5pm) Evening (5pm–8pm)

Upload Your Documents

Photos from your phone are fine. PDF, photos, and Word documents up to 25 MB each. Upload as many as you have; you can always come back and add more later.

The garnishment paperwork (the Writ of Garnishment, the Notice of Your Rights, or anything from the court or the creditor about the garnishment)

Court papers about the lawsuit or judgment (the summons, the complaint, or the final judgment, if you have them)

Your recent pay stubs (the last two or three)

Anything else that seems relevant (bank statements, benefit award letters, other documents)

Your Personal Intake Link

Let's get started.

Head of Family Wage Exemption

Your Household

Other Possible Exemptions

Your Employment and the Garnished Account

The Underlying Judgment

Your Best Contact Information

Upload Your Documents

Anything Else?